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Personal Loan

Kresta Capital

Personal Loan

Support designed around your needs and your aspirations.

EasyApplication
ClearTerms & charges
FlexibleRepayment plans

About Personal Loan

Life's plans do not always wait for the next payday. Our Personal Loan gives you the support to handle a wedding, a medical need, a home upgrade or a long-awaited goal.

We keep the process clear and the terms transparent, so you always know what you are signing up for.

Key features & benefits

Simple application

A short, guided process with minimal paperwork.

Transparent terms

Know your charges and schedule before you decide.

Flexible repayment

Plans that fit your monthly budget.

For many purposes

Weddings, travel, medical, education and more.

Personal guidance

A dedicated team member explains every step.

Respectful service

Your information stays confidential.

How it works

  1. Get in touch

    Call us, visit a branch or send an enquiry from this page.

  2. Share your documents

    Submit your KYC and the documents relevant to this product.

  3. Review & approval

    Our team reviews your request and explains the terms clearly.

  4. Receive your funds

    Once approved, the amount is disbursed as per the agreed process.

Eligibility

  • Salaried or self-employed individuals
  • Valid identity and address proof
  • Regular source of income as per company policy

Documents required

  • Identity proof (Aadhaar / PAN / Voter ID)
  • Address proof
  • Passport-size photographs
  • Income proof (salary slips / bank statements)

Frequently asked questions

What can I use a personal loan for?

Most personal needs such as weddings, medical expenses, travel or home improvement.

Is collateral required?

Requirements depend on the product and your profile; our team will confirm during your enquiry.

Can I repay early?

Early repayment options are explained at the time of sanction.

Loan approval, rates and terms are subject to eligibility and company policy.

Enquire about Personal Loan

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Ready to apply for a Personal Loan?

Talk to our team — we will help you choose and guide you through every step.

Questions about a loan? Chat with our team in minutes.

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