About Gold Loan
Your gold is more than an ornament — it is an asset you can put to work. A Gold Loan from Kresta Capital lets you borrow against the gold you already own, without selling it.
Your ornaments are valued transparently, stored securely, and returned to you when the loan is closed.
Key features & benefits
Transparent valuation
Purity and weight are assessed openly, in front of you.
Secure storage
Pledged gold is kept safely until the loan is closed.
Flexible repayment
Pick a plan that suits your cash flow.
Keep your gold
Get your ornaments back once the loan is repaid.
Clear charges
Interest and fees explained upfront.
For any need
Medical, education, business or personal expenses.
How it works
Bring your gold
Visit a branch with your ornaments and KYC documents.
Valuation
Purity and weight are assessed transparently.
Loan offer
Your eligible amount and terms are explained.
Receive funds
Sign the agreement and receive the amount.
Eligibility
- Individuals with valid identity and address proof
- Ownership of the gold being pledged
- Age and residency as per company policy
Documents required
- Identity proof (Aadhaar / PAN / Voter ID)
- Address proof
- Passport-size photographs
- Gold ornaments for valuation
Frequently asked questions
What can I use a gold loan for?
Funds can be used for personal, medical, educational or business needs.
Will I get my gold back?
Yes. Once the loan and dues are fully repaid, your gold is returned to you.
How is my gold valued?
Purity and weight are checked transparently at the time of application.
Loan approval, rates and terms are subject to eligibility and company policy.
Explore our other solutions
Personal Loan
Financial support designed around your personal needs and aspirations.
Business Loan
Supporting entrepreneurs and businesses with the financial resources they need to grow.
Merchant Loan
Helping merchants and small businesses manage their financial requirements and opportunities.
Ready to apply for a Gold Loan?
Talk to our team — we will help you choose and guide you through every step.
