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Mortgage Loan

Kresta Capital

Mortgage Loan

Make your property work for your biggest plans.

PropertyBacked finance
LongerTenure options
ClearTerms

About Mortgage Loan

Your property can do more than shelter you — it can fund your next big step. A Mortgage Loan lets you raise larger amounts against residential or commercial property.

We work with you on a clear structure and a repayment plan you can live with.

Key features & benefits

Larger amounts

Suitable for significant financial needs.

Longer tenure

Spread repayments comfortably over time.

Keep your property

Continue to own and use your property.

Versatile use

Business growth, education, medical or family needs.

Clear legal process

Documentation explained step by step.

Supportive team

We guide you from valuation to disbursal.

How it works

  1. Enquire

    Tell us about your property and requirement.

  2. Documents & valuation

    Property papers are verified and valued.

  3. Sanction

    Your loan amount and terms are finalised.

  4. Disbursal

    Funds are released after formalities are completed.

Eligibility

  • Owners of eligible residential or commercial property
  • Regular income or business as per company policy
  • Clear title and valid KYC

Documents required

  • Identity proof (Aadhaar / PAN / Voter ID)
  • Address proof
  • Passport-size photographs
  • Property title documents
  • Income proof and bank statements

Frequently asked questions

What property can be mortgaged?

Eligible residential and commercial properties with clear title; our team will confirm.

Do I keep using my property?

Yes, you continue to own and use it while repaying.

How long does it take?

Timelines depend on verification and documentation.

Loan approval, rates and terms are subject to eligibility and company policy.

Enquire about Mortgage Loan

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Business Loan

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Ready to apply for a Mortgage Loan?

Talk to our team — we will help you choose and guide you through every step.

Questions about a loan? Chat with our team in minutes.

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