About Merchant Loan
Merchants and small shop owners often face sudden needs — new stock, a seasonal rush or a chance to expand. Our Merchant Loan is built for exactly these moments.
Simple, practical funding that keeps your counter stocked and your customers served.
Key features & benefits
Stock & inventory
Fill your shelves before demand peaks.
Seasonal support
Be ready for festivals and busy seasons.
Shop improvements
Renovate, display better, attract more customers.
Practical repayment
Aligned with your daily or monthly sales.
Light paperwork
Documentation designed for small merchants.
Local understanding
We know how neighbourhood business works.
How it works
Get in touch
Call us, visit a branch or send an enquiry from this page.
Share your documents
Submit your KYC and the documents relevant to this product.
Review & approval
Our team reviews your request and explains the terms clearly.
Receive your funds
Once approved, the amount is disbursed as per the agreed process.
Eligibility
- Shop owners, traders and small merchants
- Operating business with regular sales
- Valid KYC and business proof
Documents required
- Identity proof (Aadhaar / PAN / Voter ID)
- Address proof
- Passport-size photographs
- Shop licence / registration proof
- Bank statements
Frequently asked questions
Who is a merchant loan for?
Retailers, traders and small business owners with regular sales.
Can I use it for stock?
Yes, working capital and inventory are common uses.
How do I repay?
Repayment options are discussed to suit your sales cycle.
Loan approval, rates and terms are subject to eligibility and company policy.
Explore our other solutions
Gold Loan
Unlock the value of your gold with a simple and convenient financial solution.
Personal Loan
Financial support designed around your personal needs and aspirations.
Business Loan
Supporting entrepreneurs and businesses with the financial resources they need to grow.
Ready to apply for a Merchant Loan?
Talk to our team — we will help you choose and guide you through every step.
